Kikundify - Chama, Goals, Welfare & Loans
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Free Chama App for Friends, Family & Groups

Kundify App allow you to enjoy paperless Merry-Go-Round, group goal savings,
welfare contributions, and issue loans to members.

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Useful Features

Everything you need laptop charging to run your chama digitally

No more paper records or missed contributions – manage everything from your phone.

Merry-Go-Round

Create a rotating savings group. Every member contributes and takes turns to receive the lump sum.

Group Goals

Save together for a shared goal – a trip, a project, or a group asset. Track progress in real time.

Welfare Fund

Contribute to a safety net. Members can request financial support during emergencies – fast and transparent.

Instant Loans

Members can borrow from the chama with a simple approval workflow. Transparent interest and repayment schedule.

Mobile Payments

Pay via M-PESA directly from the app. Automatic reminders and real-time balance updates.

Real‑time Reports

Chairman and treasurer get full transaction logs, contribution tracking, and payout history – all exportable.

Real Customers Reviews

What people say laptop charging

Hear from chama members and leaders who use Kikundify daily.

"Our chama used to rely on Excel and WhatsApp. Now everything is automated – contributions, payouts, loan approvals. It saved us hours of manual work."

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Mary Wanjiku

Chairman, Kikuyu Chama

"The goal savings feature helped our group buy a plot in just 8 months. We could see our progress and payments were effortless."

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James Otieno

Treasurer, Mwaki Welfare

"Applying for a loan from our chama used to take days of paperwork. Now it's online, approved in minutes, and the repayment schedule is crystal clear."

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Grace Muthoni

Member, Sunrise Chama

"The welfare fund feature is a lifesaver. When my sister was hospitalised, the chama disbursed support within 24 hours. No bureaucracy."

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Peter Njoroge

Member, Unity Welfare

Our Great Team

Supported laptop charging by Real People

Who is behind these great-looking interfaces?

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Paul Miles

UI Designer

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Nannie Ford

Development Lead

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Chris Watkins

Marketing Manager

Main Modules

Main Modules laptop charging designed for you

Everything your chama needs – from daily contributions to long‑term goals.

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Merry‑Go‑Round

Chama

Rotating savings & contributions
  • Automated cycle rotation
  • Contribution reminders
  • Real‑time member position
  • Payout requests & approvals
  • Detailed transaction log
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Group Goals

Goals

Save together for a shared objective
  • Create multiple goals
  • Track progress visually
  • Auto‑allocate contributions
  • Withdraw only when goal reached
  • Full audit trail
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Welfare & Loans

Safety Net

Emergency support & borrowing
  • Welfare request workflow
  • Loan application & approval
  • Automatic interest calculation
  • Repayment schedule
  • Late fee management
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Support Tickets
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4.8/5

Highly Rated
Products

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Money Back
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FAQ

Frequently asked questions laptop charging

Everything you need to know about using Kikundify for your chama.

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Yes, Kikundify is completely free for chama groups. There are no subscription fees. We only charge a small transaction fee for M‑PESA payments (standard 0.9% + KES 5).

Members can pay via M‑PESA using a Paybill number or via card. The system automatically updates each member's contribution record and notifies the treasurer and chairman.

Absolutely. You can run a rotating chama, a goal savings pool, a welfare fund, and also issue loans – all within the same group. The dashboard separates each module.

Only the chama chairman and treasurer have loan approval rights. They receive a notification and can approve or reject the request from the dashboard.

Yes. All transactions are encrypted, and we use secure M‑PESA APIs. Your chama data is only accessible to members you invite.

Join the fastest growing community!

You do not need even a shilling to get started.

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Contact US

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Any question or remark? just write us a message

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Get in Touch

Give a Call, Chat on WhatsApp, send Official email

For urgent issues give us a call

0786777000

For issues that require immediate attention

0786777000

Send an official email for any inquiries

hi@kikundify.com